APA – Aprende, Prepárate y Avanza
February 20, 2026

Quick guide: how health insurance works in Switzerland

insuranceguideslife in switzerland

One of the first steps when settling in Switzerland is getting health insurance. Here's what you need to know.

It's mandatory for all residents

Everyone who lives in Switzerland must have basic health insurance, regardless of nationality or immigration status. You have a deadline from your arrival to choose an insurer.

How do I choose an insurer?

  • Compare deductibles and monthly premiums.
  • Check which care model best fits your needs.
  • Consider whether you need additional coverage (dental, alternative medicine, etc.).

Need help deciding?

At APA we offer health insurance guidance as one of our bookable appointment topics, Monday to Friday from 2:00 to 6:00 PM. Book an appointment and we'll walk you through it.